How much capital you will be able to convert your earnings depends on how and where you invest it. Many people who make money in the stock market have earned a lot of money, there are many loots. If you are not knowledgeable on the stock market, then avoid coming directly into the stock market.
What is mutual fund ...?
- A great option to invest in the stock market
- In this fund is invested in different types of stocks
- Invest in money of mutual funds in a knowledgeable market
Why invest in mutual funds ...?
- Investor's money market safer investment
- Fear of losses by investing directly in shares
- More secure than the impact of heavy market fluctuations against shares
- Regularly a small amount can be made
- 4 to 5 thousand rupees per month investing good option
- Manage this fund for professional expert
- The fees for managing the fund are modest, two to three percent
Why is the mutual fund better than the investment in the bank ...?
- Money in the bank is safe, but the interest rate is 7% to 8%
- The inflation rate is also around 7% to 8% annually
- Return from bank failed to save from the impact of inflation
- Keeping in the bank does not increase the power of money buying
- Keep money back in the bank only in a short time
- If you have to invest a long time then mutual fund is a good option
Patience for the mutual fund
- A good investment option for a long time
- Make as much money as you can get regular
MFs better than stocks
- Any one stock can rise or fall rapidly
- General investor does not have good information about companies
- Stocks of different companies together in mutual funds
- The risk of market risk in mutual funds
- Professional Expert Manages Mutual Funds
See these examples
- In last 20 years, investment of Rs 30 lakh in PPF was Rs 84 lakh
- In the last 20 years, the investment of Rs 30 lakh in the stock market was about Rs 1.36 crore
- In the last 20 years, Rs 30 lakh invested in mutual funds was about Rs 1.85 crore
What to do, do not ...?
- Do not pay attention to the market trends
- Make regular money for long periods of time, only the advantage of average gain
- Do not choose funds according to the performance of the past few days or months
- Do not choose to see the benefits or loss of friends
- Put the same amount in the fund, which you can comfortably put in for long
- Do not spend a lot of money in the fund, the market will survive
Relationship to Income Tax Exemption
- Tax relief on investment up to Rs 1.5 lakh under 80C
- If there are Rs 1.5 lakhs then apply on tax saving fund
- The advantage of applying this in equity, the advantage of tax saving, the benefits of saving for at least three years
- Can not withdraw money in the tax saving fund for three years
If not connected with tax ...
- Invest in Balanced Fund
- Choose a fund that does not fluctuate
- 70% Equity in Balanced Fund, 30% Fixed Income
- Balanced funding grows rapidly on market climbing, but does not fall rapidly on falling
How to choose a mutual fund ...?
- Make money on a track record for more than five years
- The good fund, which quickly slows down in the falling market, rises well in the fast-moving market
- Focus on sustainability in the fund
- Avoid investing money in a particular area fund
- Make money only in a diversified fund